Terms of Service

These Terms of Service ("Terms") govern your use of the Diverz website and mobile app (together, the "Platform"), operated by Diverz, an AMFI-registered mutual fund distributor (ARN-305911). By creating an account or using the Platform, you agree to these Terms.

1. Who we are

Diverz is an AMFI-registered mutual fund distributor. We help you discover, compare, and invest in mutual fund schemes offered by SEBI-registered Asset Management Companies (AMCs), and earn distribution commission from AMCs for doing so — this does not affect the price you pay for your investment. Diverz is not a SEBI Registered Investment Adviser and nothing on the Platform constitutes personalized investment advice.

2. Eligibility

You must be at least 18 years old (or investing through a guardian, for a minor account), a resident of India unless otherwise permitted, and capable of completing KYC/UCC registration as required by SEBI and AMFI, to use the Platform.

3. Your account

• You are responsible for keeping your login credentials (including your MPIN) confidential and for all activity under your account.
• You agree to provide accurate, current, and complete information during registration and KYC, and to keep it updated.
• Notify us immediately at info@diverz.in if you suspect unauthorized access to your account.

4. Investing through Diverz

• All mutual fund transactions (purchase, redemption, SIP/SWP/STP, mandates) placed through the Platform are executed via NSE's mutual fund platform and processed by the respective AMC/RTA — Diverz facilitates the transaction but does not hold your funds or units.
• Order confirmations, allotment, and redemption timelines follow each scheme's own cut-off times and SEBI-mandated processing timelines, not Diverz's.
• Calculators, fund comparisons, and performance figures shown on the Platform are for illustration only, based on historical NAV data, and are not a guarantee or forecast of future returns.

5. Fees and commission

Diverz does not charge you a separate fee to invest through the Platform. As a distributor, Diverz may receive trail commission from AMCs on regular-plan investments, in accordance with SEBI/AMFI norms — this is standard industry practice and does not increase your cost of investing compared to buying the same fund elsewhere as a regular-plan investor.

6. Prohibited use

You agree not to:

• Use the Platform for any unlawful purpose or in violation of any applicable regulation.
• Attempt to access another investor's account or data without authorization.
• Interfere with, disrupt, or attempt to circumvent the security of the Platform.
• Use automated means to scrape or extract data from the Platform without our written permission.

7. Risk disclosure

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance may or may not be sustained in the future and is not a guarantee of future results. See our Disclaimer for details.

8. Limitation of liability

To the extent permitted by law, Diverz is not liable for investment losses arising from market movements, AMC/RTA processing delays, or your own investment decisions. The Platform is provided "as is"; we do not guarantee uninterrupted or error-free operation.

9. Changes to these Terms

We may update these Terms from time to time. Continued use of the Platform after a change constitutes acceptance of the revised Terms.

10. Governing law and disputes

These Terms are governed by the laws of India. Any dispute shall be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka, without prejudice to your right to escalate a grievance through SEBI SCORES as described in our Grievance Redressal page.

11. Contact us

For questions about these Terms, write to us at info@diverz.in or call +91 80887 88550.